Chesterville, OH
Chesterville wildfire risk explained
Out of every US place USFS scores, Chesterville lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 135 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chesterville at the 28th percentile, close to its 28th-percentile risk score.
Chesterville's building exposure, zone by zone
135 buildings are counted in Chesterville, and 77% of them are Indirect exposure — ember-driven risk rather than the 23% in Direct exposure or the 0% rated Minimal.
Chesterville against the rest of the country
Chesterville's 62nd-percentile standing inside Ohio outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chesterville ranks 22,667 for wildfire risk (1 is highest) and 27,509 by building count (1 is largest). Within Ohio alone, it ranks 482 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Chesterville's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 77% of Chesterville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chesterville's figures come from
Chesterville's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chesterville's dominant indirect exposure actually means, with real examples from across the dataset.