Chesterfield, SC
How exposed is Chesterfield to wildfire?
Chesterfield's 937 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chesterfield's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Chesterfield's building exposure, zone by zone
Direct exposure dominates in Chesterfield: 63.3% of its 937 buildings, versus 36.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Chesterfield against the rest of the country
Chesterfield's risk sits at a similar level relative to South Carolina (71st percentile statewide) as it does nationally (74th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chesterfield ranks 8,200 for wildfire risk (1 is highest) and 12,416 by building count (1 is largest). Within South Carolina alone, it ranks 137 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Chesterfield's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Chesterfield's 63.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Chesterfield's figures come from
Every one of the two percentiles behind Chesterfield's 8,200-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chesterfield's dominant direct exposure actually means, with real examples from across the dataset.