Chesterfield, IN
Chesterfield, IN's wildfire risk, in USFS's own numbers
USFS scores Chesterfield at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,450 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chesterfield at the 8th percentile, close to its 7th-percentile risk score.
Chesterfield's building exposure, zone by zone
Chesterfield rates 88.6% Minimal exposure against just 11.4% Direct and 0% Indirect — of 1,450 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Chesterfield ranks
Chesterfield's 47th-percentile standing inside Indiana outpaces its 7th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chesterfield ranks 29,210 for wildfire risk (1 is highest) and 9,395 by building count (1 is largest). Within Indiana alone, it ranks 511 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Chesterfield
At the 7th national percentile, Chesterfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Chesterfield's 88.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,450 counted buildings into the percentiles shown above for Chesterfield. For more on what minimal exposure implies beyond Chesterfield, see the exposure-zones guide.