Chesterbrook, PA
How exposed is Chesterbrook to wildfire?
Out of every US place USFS scores, Chesterbrook lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 601 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chesterbrook at the 14th percentile, close to its 15th-percentile risk score.
Chesterbrook's building exposure, zone by zone
53.1% of Chesterbrook's 601 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33% Direct and 14% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Chesterbrook ranks
Chesterbrook's risk sits at a similar level relative to Pennsylvania (14th percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chesterbrook ranks 26,831 for wildfire risk (1 is highest) and 15,825 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,703 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Chesterbrook's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 53.1% of Chesterbrook's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chesterbrook's figures come from
Every one of the two percentiles behind Chesterbrook's 26,831-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chesterbrook's dominant indirect exposure actually means, with real examples from across the dataset.