Chester, OK
Chester, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Chester at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 193 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chester's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Chester: 92.2% of its 193 buildings, versus 7.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Chester ranks
Inside Oklahoma, Chester sits at just the 70th percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Chester ranks 1,988 for wildfire risk (1 is highest) and 25,130 by building count (1 is largest). Within Oklahoma alone, it ranks 247 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Chester
At the 94th percentile nationally, Chester carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Chester
Chester's 92.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 193 counted buildings into the percentiles shown above for Chester. For more on what direct exposure implies beyond Chester, see the exposure-zones guide.