Chester, NE
Chester, NE's wildfire risk, in USFS's own numbers
Chester's 293 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chester at the 5th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Chester's building exposure, zone by zone
Chester rates 92.8% Minimal exposure against just 7.2% Direct and 0% Indirect — of 293 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Chester against the rest of the country
There's little gap between Chester's 7th national percentile and its 3rd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chester ranks 29,385 for wildfire risk (1 is highest) and 21,826 by building count (1 is largest). Within Nebraska alone, it ranks 564 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Chester and the insurance market
Chester's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Chester
Chester's 92.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Chester's figures come from
Every one of the two percentiles behind Chester's 29,385-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chester's dominant minimal exposure actually means, with real examples from across the dataset.