Chesapeake Ranch Estates, MD
Chesapeake Ranch Estates, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Chesapeake Ranch Estates at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,596 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chesapeake Ranch Estates at the 73rd percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 92.6% of Chesapeake Ranch Estates's buildings as Direct exposure, higher than its 7.2% Indirect share and far above its 0.2% Minimal share — a profile where 3,329 structures sit close enough to vegetation that lot clearing matters most.
Where Chesapeake Ranch Estates ranks
Chesapeake Ranch Estates's 94th-percentile standing inside Maryland outpaces its 73rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chesapeake Ranch Estates ranks 8,444 for wildfire risk (1 is highest) and 4,653 by building count (1 is largest). Within Maryland alone, it ranks 32 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Chesapeake Ranch Estates
At the 73rd percentile nationally, Chesapeake Ranch Estates carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Chesapeake Ranch Estates's 92.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,596 counted buildings into the percentiles shown above for Chesapeake Ranch Estates. For more on what direct exposure implies beyond Chesapeake Ranch Estates, see the exposure-zones guide.