Chesapeake, OH
Chesapeake, OH's wildfire risk, in USFS's own numbers
Chesapeake sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 516 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chesapeake at the 59th percentile, close to its 57th-percentile risk score.
What "at risk" means for the buildings here
Most of Chesapeake's buildings (85.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Chesapeake compares
Chesapeake's 99th-percentile standing inside Ohio outpaces its 57th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chesapeake ranks 13,406 for wildfire risk (1 is highest) and 17,091 by building count (1 is largest). Within Ohio alone, it ranks 10 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Chesapeake's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 85.5% of Chesapeake's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chesapeake's figures come from
Every one of the two percentiles behind Chesapeake's 13,406-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chesapeake's dominant indirect exposure actually means, with real examples from across the dataset.