Chesapeake Landing, MD
Chesapeake Landing wildfire risk explained
USFS's Wildfire Risk to Communities model puts Chesapeake Landing at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 245 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chesapeake Landing at the 27th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Chesapeake Landing's building exposure, zone by zone
Direct exposure dominates in Chesapeake Landing: 97.6% of its 245 buildings, versus 0.4% Indirect and 2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Chesapeake Landing compares
Chesapeake Landing's 44th-percentile standing inside Maryland outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chesapeake Landing ranks 22,499 for wildfire risk (1 is highest) and 23,297 by building count (1 is largest). Within Maryland alone, it ranks 295 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Chesapeake Landing and the insurance market
Chesapeake Landing's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chesapeake Landing
Because Direct exposure dominates in Chesapeake Landing (97.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 245 counted buildings into the percentiles shown above for Chesapeake Landing. For more on what direct exposure implies beyond Chesapeake Landing, see the exposure-zones guide.