Cherryland, CA
How exposed is Cherryland to wildfire?
Out of every US place USFS scores, Cherryland lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,040 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cherryland at the 20th percentile, close to its 15th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 98% of Cherryland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.2% Direct and 1.8% Indirect — a landscape-level risk rather than a building-by-building one.
Cherryland against the rest of the country
There's little gap between Cherryland's 15th national percentile and its 1st percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cherryland ranks 26,874 for wildfire risk (1 is highest) and 4,201 by building count (1 is largest). Within California alone, it ranks 1,554 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Cherryland's 15th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Even with 98% of Cherryland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Cherryland's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cherryland, see the exposure-zones guide.