Cherry Valley, IL
How exposed is Cherry Valley to wildfire?
USFS's Wildfire Risk to Communities model puts Cherry Valley at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,381 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cherry Valley's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Cherry Valley's building exposure, zone by zone
76.6% of Cherry Valley's 1,381 buildings sit in USFS's Minimal exposure zone, with only 23.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Cherry Valley ranks
Within Illinois, Cherry Valley ranks higher (57th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cherry Valley ranks 26,117 for wildfire risk (1 is highest) and 9,711 by building count (1 is largest). Within Illinois alone, it ranks 628 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Cherry Valley and the insurance market
Cherry Valley's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Cherry Valley's 76.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Cherry Valley's figures come from
The methodology guide shows exactly how USFS turned 1,381 counted buildings into the percentiles shown above for Cherry Valley. The exposure-zones guide covers what Cherry Valley's dominant minimal exposure actually means, with real examples from across the dataset.