Cheraw, CO
How exposed is Cheraw to wildfire?
Cheraw sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 170 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cheraw's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
What "at risk" means for the buildings here
Only 15.9% of Cheraw's 170 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Cheraw compares
Cheraw ranks lower within Colorado (27th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cheraw ranks 13,164 for wildfire risk (1 is highest) and 26,012 by building count (1 is largest). Within Colorado alone, it ranks 344 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 58th national percentile, Cheraw rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 84.1% of buildings rated Minimal exposure, Cheraw gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 170 counted buildings into the percentiles shown above for Cheraw. For more on what minimal exposure implies beyond Cheraw, see the exposure-zones guide.