Chenequa, WI
How exposed is Chenequa to wildfire?
Chenequa sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 467 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chenequa at the 38th percentile, close to its 35th-percentile risk score.
Where Chenequa's buildings actually sit
Direct exposure dominates in Chenequa: 96.2% of its 467 buildings, versus 0.9% Indirect and 3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Chenequa ranks
Compare Chenequa's two percentiles: 83rd within Wisconsin, only 35th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Chenequa ranks 20,375 for wildfire risk (1 is highest) and 17,948 by building count (1 is largest). Within Wisconsin alone, it ranks 135 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Chenequa's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Chenequa (96.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Chenequa's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Chenequa, see the exposure-zones guide.