Chemung, IL
Chemung wildfire risk explained
Chemung's 186 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chemung at the 7th percentile, close to its 7th-percentile risk score.
Where Chemung's buildings actually sit
Chemung rates 74.2% Minimal exposure against just 25.8% Direct and 0% Indirect — of 186 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Chemung against the rest of the country
Compare Chemung's two percentiles: 35th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Chemung ranks 29,270 for wildfire risk (1 is highest) and 25,382 by building count (1 is largest). Within Illinois alone, it ranks 935 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Chemung and the insurance market
Chemung's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 74.2% of buildings rated Minimal exposure, Chemung gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Chemung's figures come from
Every one of the two percentiles behind Chemung's 29,270-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chemung's dominant minimal exposure actually means, with real examples from across the dataset.