Chebanse, IL
Chebanse wildfire risk explained
Out of every US place USFS scores, Chebanse lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 719 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chebanse's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Chebanse's buildings actually sit
94.4% of Chebanse's 719 buildings sit in USFS's Minimal exposure zone, with only 5.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Chebanse ranks
Chebanse scores 1st nationally and 11th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chebanse ranks 31,097 for wildfire risk (1 is highest) and 14,464 by building count (1 is largest). Within Illinois alone, it ranks 1,285 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Chebanse and the insurance market
Chebanse's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chebanse
Even with 94.4% of Chebanse outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 719 counted buildings into the percentiles shown above for Chebanse. For more on what minimal exposure implies beyond Chebanse, see the exposure-zones guide.