Chaumont, NY
Chaumont wildfire risk explained
Out of every US place USFS scores, Chaumont lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 401 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chaumont's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Chaumont's buildings actually sit
Indirect exposure is dominant in Chaumont (71.1% of 401 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 26.2% sit in the Direct zone.
Where Chaumont ranks
Chaumont scores 10th nationally and 22nd within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chaumont ranks 28,501 for wildfire risk (1 is highest) and 19,190 by building count (1 is largest). Within New York alone, it ranks 1,001 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Chaumont's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 71.1% of Chaumont's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chaumont's figures come from
The methodology guide shows exactly how USFS turned 401 counted buildings into the percentiles shown above for Chaumont. The exposure-zones guide covers what Chaumont's dominant indirect exposure actually means, with real examples from across the dataset.