Chattahoochee, FL
Chattahoochee, FL's wildfire risk, in USFS's own numbers
Chattahoochee's 1,456 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chattahoochee at the 73rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Chattahoochee: 77% of its 1,456 buildings, versus 22.9% Indirect and 0.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Chattahoochee ranks
Chattahoochee's 74th national percentile looks worse in isolation than its 34th ranking inside Florida does — this place is on the milder end for its own state, by 40 points. Among the 31,521 US communities USFS scores, Chattahoochee ranks 8,157 for wildfire risk (1 is highest) and 9,368 by building count (1 is largest). Within Florida alone, it ranks 629 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Chattahoochee and the insurance market
At the 74th percentile nationally, Chattahoochee carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 77% of Chattahoochee in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Chattahoochee's figures come from
Every one of the two percentiles behind Chattahoochee's 8,157-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chattahoochee's dominant direct exposure actually means, with real examples from across the dataset.