Chatsworth, IL
How exposed is Chatsworth to wildfire?
USFS scores Chatsworth at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 834 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chatsworth's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
93.7% of Chatsworth's 834 buildings sit in USFS's Minimal exposure zone, with only 6.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Chatsworth against the rest of the country
There's little gap between Chatsworth's 2nd national percentile and its 16th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chatsworth ranks 30,815 for wildfire risk (1 is highest) and 13,305 by building count (1 is largest). Within Illinois alone, it ranks 1,214 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Chatsworth
Chatsworth's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 93.7% of Chatsworth outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Chatsworth's figures come from
The methodology guide shows exactly how USFS turned 834 counted buildings into the percentiles shown above for Chatsworth. The exposure-zones guide covers what Chatsworth's dominant minimal exposure actually means, with real examples from across the dataset.