Charlotte Court House, VA
How exposed is Charlotte Court House to wildfire?
USFS's Wildfire Risk to Communities model puts Charlotte Court House at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 398 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Charlotte Court House's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Charlotte Court House's building exposure, zone by zone
Of Charlotte Court House's 398 counted buildings, 97.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Charlotte Court House against the rest of the country
Charlotte Court House scores 41st nationally and 34th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Charlotte Court House ranks 18,637 for wildfire risk (1 is highest) and 19,256 by building count (1 is largest). Within Virginia alone, it ranks 445 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Charlotte Court House and the insurance market
Charlotte Court House's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 97.5% of Charlotte Court House in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Charlotte Court House's figures come from
Every one of the two percentiles behind Charlotte Court House's 18,637-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Charlotte Court House's dominant direct exposure actually means, with real examples from across the dataset.