Charleston Park, FL
Charleston Park, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Charleston Park at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 94 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Charleston Park at the 91st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Charleston Park's buildings actually sit
Indirect exposure is dominant in Charleston Park (61.7% of 94 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.3% sit in the Direct zone.
Where Charleston Park ranks
There's little gap between Charleston Park's 89th national percentile and its 79th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Charleston Park ranks 3,396 for wildfire risk (1 is highest) and 29,301 by building count (1 is largest). Within Florida alone, it ranks 197 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Charleston Park's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Charleston Park (61.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Charleston Park's 3,396-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Charleston Park, see the exposure-zones guide.