Chardon, OH
How exposed is Chardon to wildfire?
Out of every US place USFS scores, Chardon lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,746 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chardon's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
2,746 buildings are counted in Chardon, and 72.2% of them are Indirect exposure — ember-driven risk rather than the 27.8% in Direct exposure or the 0% rated Minimal.
Where Chardon ranks
Chardon's 76th-percentile standing inside Ohio outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chardon ranks 20,553 for wildfire risk (1 is highest) and 5,855 by building count (1 is largest). Within Ohio alone, it ranks 305 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Chardon and the insurance market
Chardon's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Chardon
With ember exposure the dominant pattern in Chardon (72.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Chardon's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Chardon, see the exposure-zones guide.