Chapman, KS
Chapman wildfire risk explained
USFS scores Chapman at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 808 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chapman's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Chapman's buildings actually sit
Chapman rates 76.9% Minimal exposure against just 16.5% Direct and 6.7% Indirect — of 808 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Chapman ranks
There's little gap between Chapman's 75th national percentile and its 72nd percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chapman ranks 7,875 for wildfire risk (1 is highest) and 13,567 by building count (1 is largest). Within Kansas alone, it ranks 203 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Chapman
At the 75th percentile nationally, Chapman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 76.9% of buildings rated Minimal exposure, Chapman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Chapman's figures come from
Every one of the two percentiles behind Chapman's 7,875-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chapman's dominant minimal exposure actually means, with real examples from across the dataset.