Chapin, SC
Chapin, SC's wildfire risk, in USFS's own numbers
Chapin's 996 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chapin's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Chapin: 57.7% of its 996 buildings, versus 42.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Chapin compares
Chapin ranks lower within South Carolina (46th percentile statewide) than its 67th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chapin ranks 10,287 for wildfire risk (1 is highest) and 11,967 by building count (1 is largest). Within South Carolina alone, it ranks 256 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Chapin's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Chapin
Because Direct exposure dominates in Chapin (57.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Chapin's figures come from
Every one of the two percentiles behind Chapin's 10,287-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chapin's dominant direct exposure actually means, with real examples from across the dataset.