Chaparral, NM
Chaparral, NM's wildfire risk, in USFS's own numbers
Chaparral sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 7,849 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chaparral at the 48th percentile, close to its 45th-percentile risk score.
Where Chaparral's buildings actually sit
7,849 buildings are counted in Chaparral, and 99.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal. At 7,849 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Chaparral ranks
Inside New Mexico, Chaparral sits at just the 11th percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Chaparral ranks 17,431 for wildfire risk (1 is highest) and 2,165 by building count (1 is largest). Within New Mexico alone, it ranks 439 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Chaparral
Chaparral's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Chaparral
Chaparral's 99.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Chaparral's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Chaparral, see the exposure-zones guide.