Chandler, TX
How exposed is Chandler to wildfire?
Chandler's 1,527 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chandler at the 74th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 69.9% of Chandler's 1,527 buildings in the Indirect exposure zone, versus 30.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Chandler compares
Chandler ranks lower within Texas (38th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chandler ranks 8,675 for wildfire risk (1 is highest) and 9,053 by building count (1 is largest). Within Texas alone, it ranks 1,116 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Chandler and the insurance market
At the 73rd percentile nationally, Chandler carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Chandler's 69.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Chandler's figures come from
Every one of the two percentiles behind Chandler's 8,675-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chandler's dominant indirect exposure actually means, with real examples from across the dataset.