Chandler, OK
Chandler wildfire risk explained
USFS's Wildfire Risk to Communities model puts Chandler at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,924 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chandler at the 92nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Chandler's building exposure, zone by zone
1,924 buildings are counted in Chandler, and 53.5% of them are Indirect exposure — ember-driven risk rather than the 46.5% in Direct exposure or the 0.1% rated Minimal.
How Chandler compares
Chandler's 90th national percentile looks worse in isolation than its 49th ranking inside Oklahoma does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Chandler ranks 3,063 for wildfire risk (1 is highest) and 7,697 by building count (1 is largest). Within Oklahoma alone, it ranks 423 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Chandler
At the 90th percentile nationally, Chandler carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 53.5% of Chandler's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chandler's figures come from
Chandler's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chandler's dominant indirect exposure actually means, with real examples from across the dataset.