Chandler, IN
How exposed is Chandler to wildfire?
Chandler's 2,250 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chandler's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
USFS puts 63.9% of Chandler's 2,250 buildings in the Indirect exposure zone, versus 35.6% Direct and 0.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Chandler ranks
Within Indiana, Chandler ranks higher (94th percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Chandler ranks 22,055 for wildfire risk (1 is highest) and 6,813 by building count (1 is largest). Within Indiana alone, it ranks 64 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Chandler
Chandler's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Chandler's 63.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Chandler's figures come from
The methodology guide shows exactly how USFS turned 2,250 counted buildings into the percentiles shown above for Chandler. The exposure-zones guide covers what Chandler's dominant indirect exposure actually means, with real examples from across the dataset.