Chandler, AZ
Chandler wildfire risk explained
Chandler sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 92,430 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chandler's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Chandler's buildings actually sit
Most of Chandler's buildings (80.3% of 92,430) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 92,430 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Chandler against the rest of the country
Chandler's 67th national percentile looks worse in isolation than its 30th ranking inside Arizona does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Chandler ranks 10,356 for wildfire risk (1 is highest) and 73 by building count (1 is largest). Within Arizona alone, it ranks 308 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Chandler's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Chandler
With 80.3% of buildings rated Minimal exposure, Chandler gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Chandler's figures come from
The methodology guide shows exactly how USFS turned 92,430 counted buildings into the percentiles shown above for Chandler. The exposure-zones guide covers what Chandler's dominant minimal exposure actually means, with real examples from across the dataset.