Chance, OK
Chance, OK's wildfire risk, in USFS's own numbers
Chance sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 332 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chance at the 95th percentile, close to its 93rd-percentile risk score.
Where Chance's buildings actually sit
Of Chance's 332 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Chance ranks
Chance ranks lower within Oklahoma (68th percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chance ranks 2,085 for wildfire risk (1 is highest) and 20,767 by building count (1 is largest). Within Oklahoma alone, it ranks 268 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Chance
At the 93rd percentile nationally, Chance carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Chance in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Chance's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Chance, see the exposure-zones guide.