Champlain, NY
Champlain wildfire risk explained
Out of every US place USFS scores, Champlain lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 620 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Champlain's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Champlain (78.9% of 620 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.1% sit in the Direct zone.
Where Champlain ranks
Champlain's risk sits at a similar level relative to New York (11th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Champlain ranks 29,474 for wildfire risk (1 is highest) and 15,558 by building count (1 is largest). Within New York alone, it ranks 1,147 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Champlain and the insurance market
At the 7th national percentile, Champlain rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Champlain's 78.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Champlain's 29,474-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Champlain, see the exposure-zones guide.