Chamois, MO
How exposed is Chamois to wildfire?
Chamois sits at the 55th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 364 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chamois at the 56th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Chamois's building exposure, zone by zone
USFS puts 80.5% of Chamois's 364 buildings in the Indirect exposure zone, versus 19.2% Direct and 0.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Chamois ranks
Chamois scores 55th nationally and 42nd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chamois ranks 14,312 for wildfire risk (1 is highest) and 19,979 by building count (1 is largest). Within Missouri alone, it ranks 619 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Chamois
Chamois's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Chamois
With ember exposure the dominant pattern in Chamois (80.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Chamois's figures come from
The methodology guide shows exactly how USFS turned 364 counted buildings into the percentiles shown above for Chamois. The exposure-zones guide covers what Chamois's dominant indirect exposure actually means, with real examples from across the dataset.