Chamita, NM
Chamita, NM's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Chamita lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 622 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chamita at the 77th percentile, close to its 82nd-percentile risk score.
Chamita's building exposure, zone by zone
Direct exposure dominates in Chamita: 68.7% of its 622 buildings, versus 31.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Chamita ranks
Chamita ranks lower within New Mexico (56th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chamita ranks 5,802 for wildfire risk (1 is highest) and 15,530 by building count (1 is largest). Within New Mexico alone, it ranks 220 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Chamita's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Chamita
Chamita's 68.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 622 counted buildings into the percentiles shown above for Chamita. For more on what direct exposure implies beyond Chamita, see the exposure-zones guide.