Chambers, NE
Chambers, NE's wildfire risk, in USFS's own numbers
Chambers sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 342 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chambers's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Chambers's buildings actually sit
USFS puts 62.9% of Chambers's 342 buildings in the Indirect exposure zone, versus 37.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Chambers ranks
Chambers scores 72nd nationally and 74th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chambers ranks 8,698 for wildfire risk (1 is highest) and 20,519 by building count (1 is largest). Within Nebraska alone, it ranks 155 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Chambers carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Chambers
Because 62.9% of Chambers's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chambers's 8,698-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Chambers, see the exposure-zones guide.