Chalco, NE
Chalco, NE's wildfire risk, in USFS's own numbers
Chalco's 3,862 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chalco at the 66th percentile, close to its 67th-percentile risk score.
Chalco's building exposure, zone by zone
98.3% of Chalco's 3,862 buildings sit in USFS's Minimal exposure zone, with only 1.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Chalco compares
Chalco scores 67th nationally and 63rd within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chalco ranks 10,373 for wildfire risk (1 is highest) and 4,373 by building count (1 is largest). Within Nebraska alone, it ranks 214 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Chalco's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Chalco's 98.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chalco's 10,373-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Chalco, see the exposure-zones guide.