Chain Lake, WA
How exposed is Chain Lake to wildfire?
Chain Lake sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,704 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chain Lake's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Chain Lake's building exposure, zone by zone
Of Chain Lake's 2,704 counted buildings, 93.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Chain Lake compares
Chain Lake's risk sits at a similar level relative to Washington (23rd percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chain Lake ranks 26,206 for wildfire risk (1 is highest) and 5,919 by building count (1 is largest). Within Washington alone, it ranks 483 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Chain Lake and the insurance market
At the 17th national percentile, Chain Lake rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 93.5% of Chain Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,704 counted buildings into the percentiles shown above for Chain Lake. For more on what direct exposure implies beyond Chain Lake, see the exposure-zones guide.