Chadwicks, NY
Chadwicks, NY's wildfire risk, in USFS's own numbers
Chadwicks's 596 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chadwicks at the 5th percentile, close to its 5th-percentile risk score.
Where Chadwicks's buildings actually sit
56.2% of Chadwicks's 596 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 43.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Chadwicks against the rest of the country
Chadwicks's risk sits at a similar level relative to New York (5th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chadwicks ranks 29,920 for wildfire risk (1 is highest) and 15,894 by building count (1 is largest). Within New York alone, it ranks 1,219 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Chadwicks
At the 5th national percentile, Chadwicks rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 56.2% of Chadwicks's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Chadwicks's figures come from
Chadwicks's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chadwicks's dominant indirect exposure actually means, with real examples from across the dataset.