Chadwick, IL
How exposed is Chadwick to wildfire?
Chadwick's 435 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chadwick at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Chadwick's building exposure, zone by zone
92.2% of Chadwick's 435 buildings sit in USFS's Minimal exposure zone, with only 7.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Chadwick compares
Chadwick scores 2nd nationally and 14th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chadwick ranks 30,973 for wildfire risk (1 is highest) and 18,546 by building count (1 is largest). Within Illinois alone, it ranks 1,248 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Chadwick
Chadwick's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chadwick
With 92.2% of buildings rated Minimal exposure, Chadwick gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Chadwick's 30,973-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Chadwick, see the exposure-zones guide.