Chadds Ford, PA
How exposed is Chadds Ford to wildfire?
Chadds Ford's 571 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chadds Ford at the 28th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Chadds Ford's buildings actually sit
USFS classifies 92.3% of Chadds Ford's buildings as Direct exposure, higher than its 7.7% Indirect share and far above its 0% Minimal share — a profile where 527 structures sit close enough to vegetation that lot clearing matters most.
How Chadds Ford compares
Chadds Ford's risk sits at a similar level relative to Pennsylvania (37th percentile statewide) as it does nationally (29th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chadds Ford ranks 22,261 for wildfire risk (1 is highest) and 16,238 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,254 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Chadds Ford
Chadds Ford's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chadds Ford
Chadds Ford's 92.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Chadds Ford's figures come from
The methodology guide shows exactly how USFS turned 571 counted buildings into the percentiles shown above for Chadds Ford. The exposure-zones guide covers what Chadds Ford's dominant direct exposure actually means, with real examples from across the dataset.