Chadbourn, NC
Chadbourn, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Chadbourn at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,183 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chadbourn at the 68th percentile, close to its 69th-percentile risk score.
What "at risk" means for the buildings here
Most of Chadbourn's buildings (61.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Chadbourn ranks
Chadbourn scores 69th nationally and 69th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chadbourn ranks 9,808 for wildfire risk (1 is highest) and 10,748 by building count (1 is largest). Within North Carolina alone, it ranks 241 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Chadbourn
Chadbourn's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Chadbourn
Because 61.8% of Chadbourn's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Chadbourn's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Chadbourn, see the exposure-zones guide.