Chackbay, LA
How exposed is Chackbay to wildfire?
Chackbay sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,923 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chackbay's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
What "at risk" means for the buildings here
2,923 buildings are counted in Chackbay, and 63.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Chackbay ranks
There's little gap between Chackbay's 19th national percentile and its 18th percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chackbay ranks 25,462 for wildfire risk (1 is highest) and 5,548 by building count (1 is largest). Within Louisiana alone, it ranks 401 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Chackbay's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 63.1% of Chackbay in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Chackbay's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Chackbay, see the exposure-zones guide.