Cerulean, KY
Cerulean wildfire risk explained
Out of every US place USFS scores, Cerulean lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 273 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cerulean at the 29th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Cerulean's 273 counted buildings, 90.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Cerulean ranks
Within Kentucky, Cerulean ranks higher (53rd percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cerulean ranks 22,753 for wildfire risk (1 is highest) and 22,419 by building count (1 is largest). Within Kentucky alone, it ranks 260 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Cerulean and the insurance market
Cerulean's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Cerulean
Cerulean's 90.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 273 counted buildings into the percentiles shown above for Cerulean. For more on what direct exposure implies beyond Cerulean, see the exposure-zones guide.