Century, FL
How exposed is Century to wildfire?
USFS scores Century at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,105 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Century at the 85th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
Of Century's 1,105 counted buildings, 80.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Century compares
Inside Florida, Century sits at just the 58th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Century ranks 5,320 for wildfire risk (1 is highest) and 11,250 by building count (1 is largest). Within Florida alone, it ranks 399 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Century and the insurance market
At the 83rd percentile nationally, Century carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Century (80.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Century's 5,320-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Century, see the exposure-zones guide.