Centuria, WI
How exposed is Centuria to wildfire?
Centuria sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 524 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Centuria's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
Only 19.7% of Centuria's 524 buildings carry Direct exposure and 33.6% carry Indirect; the remaining 46.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Centuria ranks
Within Wisconsin, Centuria ranks higher (47th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Centuria ranks 23,874 for wildfire risk (1 is highest) and 16,970 by building count (1 is largest). Within Wisconsin alone, it ranks 430 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Centuria and the insurance market
At the 24th national percentile, Centuria rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Centuria
Even with 46.8% of Centuria outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Centuria's figures come from
The methodology guide shows exactly how USFS turned 524 counted buildings into the percentiles shown above for Centuria. The exposure-zones guide covers what Centuria's dominant minimal exposure actually means, with real examples from across the dataset.