Centre Island, NY
How exposed is Centre Island to wildfire?
Centre Island sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 319 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Centre Island's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Centre Island's buildings actually sit
319 buildings are counted in Centre Island, and 87.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 11.3% rated Minimal.
How Centre Island compares
Compare Centre Island's two percentiles: 76th within New York, only 35th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Centre Island ranks 20,519 for wildfire risk (1 is highest) and 21,125 by building count (1 is largest). Within New York alone, it ranks 315 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Centre Island's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Centre Island
With 87.8% of Centre Island in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Centre Island's 20,519-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Centre Island, see the exposure-zones guide.