Centre Hall, PA
How exposed is Centre Hall to wildfire?
Centre Hall sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 791 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centre Hall at the 49th percentile, close to its 51st-percentile risk score.
Centre Hall's building exposure, zone by zone
Indirect exposure is dominant in Centre Hall (84.3% of 791 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.7% sit in the Direct zone.
Where Centre Hall ranks
Compare Centre Hall's two percentiles: 84th within Pennsylvania, only 51st nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Centre Hall ranks 15,357 for wildfire risk (1 is highest) and 13,722 by building count (1 is largest). Within Pennsylvania alone, it ranks 311 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Centre Hall and the insurance market
Centre Hall's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Centre Hall's 84.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Centre Hall's figures come from
Every one of the two percentiles behind Centre Hall's 15,357-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Centre Hall's dominant indirect exposure actually means, with real examples from across the dataset.