Centralia, MO
Centralia, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Centralia lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,137 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centralia at the 43rd percentile, close to its 43rd-percentile risk score.
Centralia's building exposure, zone by zone
80.8% of Centralia's 2,137 buildings sit in USFS's Minimal exposure zone, with only 19.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Centralia against the rest of the country
Inside Missouri, Centralia sits at just the 18th percentile even though it scores 43rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Centralia ranks 18,092 for wildfire risk (1 is highest) and 7,101 by building count (1 is largest). Within Missouri alone, it ranks 872 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Centralia and the insurance market
Centralia's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Centralia's 80.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Centralia's figures come from
Every one of the two percentiles behind Centralia's 18,092-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Centralia's dominant minimal exposure actually means, with real examples from across the dataset.