Centralhatchee, GA
Centralhatchee wildfire risk explained
Centralhatchee's 259 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Centralhatchee at the 82nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Centralhatchee's buildings actually sit
96.9% of Centralhatchee's 259 buildings sit in USFS's Direct exposure zone, roughly 251 structures close enough to burnable vegetation for flame contact, not just embers — 3.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Centralhatchee ranks
Centralhatchee's risk sits at a similar level relative to Georgia (91st percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Centralhatchee ranks 6,617 for wildfire risk (1 is highest) and 22,847 by building count (1 is largest). Within Georgia alone, it ranks 64 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Centralhatchee and the insurance market
Centralhatchee's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Centralhatchee (96.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Centralhatchee's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Centralhatchee, see the exposure-zones guide.