Central, UT
Central, UT's wildfire risk, in USFS's own numbers
USFS scores Central at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 495 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Central at the 98th percentile, close to its 99th-percentile risk score.
Where Central's buildings actually sit
495 buildings are counted in Central, and 79% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Central ranks
Central's risk sits at a similar level relative to Utah (98th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Central ranks 266 for wildfire risk (1 is highest) and 17,450 by building count (1 is largest). Within Utah alone, it ranks 9 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Central and the insurance market
At the 99th percentile nationally, Central carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Central
Central's 79% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Central's 266-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Central, see the exposure-zones guide.