Central Islip, NY
How exposed is Central Islip to wildfire?
Central Islip's 7,981 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Central Islip at the 46th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Central Islip's buildings actually sit
55% of Central Islip's 7,981 buildings sit in USFS's Minimal exposure zone, with only 11.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 7,981 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Central Islip compares
Compare Central Islip's two percentiles: 96th within New York, only 51st nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Central Islip ranks 15,475 for wildfire risk (1 is highest) and 2,119 by building count (1 is largest). Within New York alone, it ranks 57 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 51st national percentile, Central Islip rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Central Islip
Central Islip's 55% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Central Islip's figures come from
Every one of the two percentiles behind Central Islip's 15,475-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Central Islip's dominant minimal exposure actually means, with real examples from across the dataset.