Central High, OK
Central High, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Central High lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,230 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Central High at the 92nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Central High's building exposure, zone by zone
97.2% of Central High's 1,230 buildings sit in USFS's Direct exposure zone, roughly 1,196 structures close enough to burnable vegetation for flame contact, not just embers — 2.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Central High ranks
Central High's 93rd national percentile looks worse in isolation than its 61st ranking inside Oklahoma does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Central High ranks 2,370 for wildfire risk (1 is highest) and 10,473 by building count (1 is largest). Within Oklahoma alone, it ranks 324 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Central High's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Central High's 97.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Central High's figures come from
Every one of the two percentiles behind Central High's 2,370-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Central High's dominant direct exposure actually means, with real examples from across the dataset.